Quick Cash is a lead generator, not a lender
payday-loans-cash-advance.net is owned and operated by Quick Cash Holdings, LLC. Quick Cash is a referral platform. We connect prospective borrowers with state-licensed lenders that have entered into a referral arrangement with us. We do not make credit decisions, do not fund loans, do not collect debts, and do not service loans. The lender — not Quick Cash — is the party that contracts with you, decides whether to approve you, sets the rate and fees, and disburses any funds.
No lender guarantees
We do not guarantee that any lender will approve you, that any specific loan amount will be offered, that any specific APR or fee will be quoted, or that funds will be available within any specific timeframe. We do not guarantee the accuracy or completeness of any information provided by lenders. Your relationship with a lender — including the contract you sign, the privacy notice that governs the lender's use of your data, and any disputes that arise from the loan itself — is between you and the lender. Quick Cash is not a party to that contract.
Eligibility
To use Quick Cash you must be:
- At least 18 years of age (or the age of legal majority in your state)
- A U.S. citizen or permanent resident
- A resident of a state where the products you are searching for are legal and where Quick Cash operates
- Submitting your own information truthfully and on your own behalf
Use of the site by anyone not meeting these criteria is prohibited.
Your account
If you create an account, you are responsible for the confidentiality of your credentials and for all activity that takes place under your account. Notify us immediately at [email protected] if you suspect unauthorized access.
Acceptable use
You agree not to:
- Submit false, misleading, or stolen personal information
- Use the site or our APIs in any way that violates applicable law or regulation
- Attempt to gain unauthorized access to any portion of the site or to any systems connected to it
- Probe, scan, or test the vulnerability of any system or network without our written authorization
- Use any automated means — bots, scrapers, crawlers, harvesters — except with our written permission
- Use the site to harass, abuse, or harm another person, including our employees
- Resell, sublicense, or commercially exploit any portion of the site without our written permission
Intellectual property
The Quick Cash name, the Quick Cash logo, the site design, the editorial content, the cost index methodology, the comparison tools, and all other content on payday-loans-cash-advance.net are the property of Quick Cash Holdings, LLC or our licensors and are protected by U.S. and international intellectual-property laws. You may view, download, and print pages from the site for your personal, non-commercial use. Republication, redistribution, scraping, or use in derivative products requires our written permission. Quotation for journalistic or academic purposes is permitted with attribution.
Third-party links
The site contains links to third-party websites including lender sites, regulator sites, and reference sources. Third-party sites are governed by their own terms and privacy policies. We are not responsible for the content, practices, or terms of any third-party site.
Disclaimers
THE SITE AND ALL CONTENT, INFORMATION, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR HARMFUL COMPONENTS.
NOTHING ON THE SITE CONSTITUTES LEGAL, TAX, ACCOUNTING, OR INDIVIDUAL FINANCIAL ADVICE. CONSULT A QUALIFIED PROFESSIONAL BEFORE MAKING DECISIONS THAT AFFECT YOUR FINANCIAL OR LEGAL POSITION.
Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CASHLOOP HOLDINGS, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR DAMAGES FOR THE COST OF PROCUREMENT OF SUBSTITUTE SERVICES — ARISING OUT OF OR IN CONNECTION WITH THE SITE OR THESE TERMS. OUR AGGREGATE LIABILITY UNDER THESE TERMS WILL NOT EXCEED $100. NOTHING IN THESE TERMS LIMITS LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Indemnification
You agree to indemnify and hold harmless Quick Cash Holdings, LLC and its officers, directors, employees, and agents from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising out of (a) your breach of these Terms, (b) your violation of any law or third-party right, or (c) information you provided to us that was false, inaccurate, or fraudulent.
Dispute resolution
Informal resolution first. Before filing any formal action, you agree to notify us at [email protected] with a description of the dispute and the relief you are seeking. We will respond within 30 days. We commit to a good-faith effort to resolve disputes informally.
Arbitration. The operator intends to include a binding individual arbitration provision in the production version of these Terms. The specific arbitration administrator, rules, seat, fee allocation, and any opt-out window will be set by outside counsel before launch.
Class-action waiver. The operator may include a class-action waiver in the final Terms, subject to applicable law.
Governing law and venue
The governing-law and venue provisions of these Terms will be set by outside counsel before production launch. In the interim, claims arising out of your use of the site are governed by U.S. federal law and the law of the state of formation of Quick Cash Holdings, LLC, without regard to its choice-of-law rules. The state of formation will be confirmed and published when the Terms exit preview.
Severability
If any provision of these Terms is held to be invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it valid and enforceable, or if it cannot be so modified, will be severed. The remaining provisions will continue in full force and effect.
Changes to these Terms
We may update these Terms from time to time. Material changes will be highlighted at the top of this page with a "Last updated" date. For changes that materially expand your obligations or limit your rights, we will provide direct notice (email to account-holders, 30 days in advance) before the change takes effect.
E-SIGN and electronic communications
By using the site you consent to receive communications from Quick Cash electronically — including these Terms, our Privacy Policy, any disclosures required by law, and operational messages about your application — and you agree that those electronic communications satisfy any legal requirement that such communication be in writing. You may withdraw E-SIGN consent at any time by emailing [email protected]; withdrawal of consent may prevent us from delivering certain features that depend on electronic delivery. To access and retain electronic communications, you need an internet-connected device with a modern browser, a working email address you can check regularly, and the ability to read PDF files.
Your relationship with lenders
When you choose to be matched with a lender, Quick Cash transmits the information you provided to the lender's intake system. From that point forward, your relationship with the lender is governed by the lender's own terms, the lender's privacy notice, and the loan contract you sign with the lender (if any). The lender — not Quick Cash — is responsible for any required disclosures under the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Military Lending Act (MLA), the Electronic Fund Transfer Act (EFTA), and applicable state lending law. Quick Cash does not negotiate loan terms on your behalf, does not collect your loan payments, and does not modify the lender's loan after origination. If you have a dispute about a loan — interest rate, payment, collections conduct — you must direct it to the lender (and, if necessary, to the appropriate regulator such as the CFPB or your state regulator); Quick Cash is not a party to that dispute.
Testimonials and reviews
Where the site displays testimonials, case studies, or third-party reviews, those are presented for informational purposes only. Testimonials are screened by Quick Cash staff for plausibility and consistency but are not paid for and are not edited for content. Your individual experience may differ. Any specific loan term, APR, or fee cited in a testimonial reflects the reviewer's experience at a specific time and is not a representation that Quick Cash, any lender, or any product will offer the same terms to you.
Contact
Legal questions: [email protected]. Regulator inquiries: [email protected]. Press: [email protected]. Postal mail: Quick Cash Holdings, LLC, Attn: Legal, [address placeholder]. If you are an attorney serving formal legal process on Quick Cash, do not use the email addresses above; please use the registered agent listed for Quick Cash Holdings, LLC in our state of formation (publication of which is pending the operator's confirmation, alongside the final governing-law and venue clauses).