Poor People Habits and Tips to Avoid Poverty

December 4th, 2019

In the perfect world, rich people only become richer day by day to live their hassle-free lives. But in the real world, budget emergencies may occur unexpectedly. The tables are turned in a matter of second turning once a wealthy person into a bagger man. One can hardly predict financial troubles to arrive. As a result, people find themselves in a tight corner trapped in debts featuring strong depression and a sense of hopelessness.

On the other hand, getting used to spending lives below the poverty line might also be daunting. People are forced to live from hand to mouth without a slight chance to go up the financial ladder. Every day turns into a deadly rat race with endless to-do lists and obligations to complete by the end of the night.

It doesn't really matter if a person used to be rich and wealthy but eventually fell down or never went above the poverty line, it all results in specific habits that are to the detriment of the quality of life. Those habits tend to ruin people from the inside. They become unloved living their everyday shelf lives. As we all know, only the unloved people hate. The unloved and unnatural.

For this reason, we are to discuss some of the most popular habits of poor people as well as effective ways to give them up in addition to handy tools that might help you avoid poverty. Sounds like fun? Stay tuned to learn more.

Crucial Poor People Habits and Reasons to Occur

How would you feel if I told you that poor people's habits appear to be the dominating force that takes them deep to the bottom? What I am trying to say is that the more we think and behave as poor people the fewer chances we have to escape from poverty.

Of course, it is hard to create wealthy habits when the fridge is empty and you have only a couple of bucks until the next wage. However, thinking rich and giving up poverty habits might be the turning point, a new lease of life on the way to success and financial independence. So, what are those poor people habits we drastically need to get rid of? What’s more important, why do they actually occur?

Poverty Habit #1 – Turning into Couch Potatoes

Nothing really matters when it is big screen time. You do not give a damn about financial troubles when your favorite episode is on. The latest stats reveal the average American spending at least 8 hours a day in front of the TV. What can be better than watching Game of Thrones in your undies instead of trying to make a couple of extra bucks?

Well, 8 hours equal to a typical working shift. In other words, you actually waste 5 working shifts a week. Have you ever thought of how much all that money you could earn? That time is more than enough to generate all of your available assets and get away from that mud also known as poverty.

Overloaded with TV consumption, people become couch potatoes. They do not care not only about the money they COULD earn but also about themselves. They rarely visit healthcare providers to consult on worsening health conditions. What is worse, they spend their last savings to pay for the cable or buy a new TV set in case the old one breaks down. Once again, we have unexpected running costs and bills to cover.

Poverty Habit #2 – Who’s to Blame?

Poor people love playing the blame game. Each and every person around is guilty of your poverty but n not you are. Poverty habits turn a grown-up man into a winning immature child without the slightest chance to take responsibility for actions he takes.

“It’s all my mother’s fault. She could have brought me up better!”

“It’s all because of the government and reduced the minimum wage!”

“If it was not for expensive education, I would have got a better job!”

Poor people tend to cry on and on blaming everyone around. It is high time you said to yourself: “Shut up, man! Stop winning all the time. God gave you everything you want. So common!”. The key problem here is that most unhappy people love being sad. They actually enjoy their sadness and depression. They generate some strange powers from their pain. Unfortunately, that power would never be to the detriment of their financial situation as well as general wellbeing.

Poverty Habit #3 – Lost is Debts

Financial traps are hard to escape. We always need to cover running costs, handle our credits, and cope with unexpected expenses. You never know when you might need to have your car or house repaired. Some people tend to forget the credit repayment date resulting in extra fees and fines. As a result, we find ourselves in a budget prison with no chances for a treat.

The situation might get even worth when poor people try to find the solution opting for confusion, ridiculous, and sometimes even dangerous options. The most popular ones are as follows:

  • Gambling – a nasty poverty habit that also refers to rich people. In the situation with poor ones, they are 100% sure the next slot machine spin will change their lives forever. Another dollar and I will become wealthy and rich with a click! All they do is keep betting dollar by dollar losing their last savings.
  • Payday Loans – the latest stats show that 97% of Americans have opted or fast cash advances at least once in their lives. Well, the solution will hardly work out for poor people. The APR rate is usually over 300%. It means that you are supposed to repay over $400 if you borrow $100. How on Earth would ever agree with such terms? What are the chances to repay $400 if a person does not have $100?
  • Borrowing from Relatives – a good solution only if you want to spoil your relations with the people you love. Every time you borrow, you feel ashamed and embarrassed. You start to blame everyone around or escape from the stress with the help of your favorite TV series. And all the poverty habits go round the circle driving you mad.

Never borrow money in case you are not sure you will be able to pay the debt back. Never borrow money from friends or relatives if you do not want to lose them. That’s the golden rule!

Poverty Habit #4 – Neglecting Savings

Poor people never mind about the future. They never try to think ahead. Well, that’s not surprising, If they started thinking about tomorrow or the day after tomorrow with all those problems they deliver out of the box the madness would arrive earlier than you expect.

On the other hand, neglecting at least minimal savings is a huge mistake. I am not talking of hundreds of dollars on your deposit. Saving up to 10% of your wage is enough not to live from hand to mouth. The stats are overwhelming. More than half of all Americans have less than $1,000 of savings! They include people who earn much more than $50,000 per year. It all results from unreasonable spending.

We buy things we do not need. We rush for products we never use. We hurry up to arrive at the mall and benefit from huge discounts just to participate. Black Fridays, cashback, loyalty programs – those are nothing but to tease us and pull out another dollar from our pockets.

As you may see, such poverty habits bring nothing good. They make people miserable creating a vivid shelter that only pretends to hide them from problems that will arise the next morning. To fight them back, we need to clarify some simple ways to avoid poverty as the main cause of those nasty habits.

Simple Steps to Prevent Poverty

I am not going to reinvent the will for you. Everything lies on the surface. After we have defined the main poor people's habits, we need to find ways to give them up. So, to keep you away from the poverty line you need to do the following:

  • 1. Use your time reasonably. Plan working hours ahead. Once you have got some spare time, use it to get a part-time job and make a couple of extra bucks. Stop watching TV and go outside to do something useful.
  • 2. Once again, God gave you everything you need. You have two hands and two legs like everybody else. Stop blaming people around you. Think of how you may be useful for society or a particular project. Remember some good things in your life to give your spirit a boost of energy. Consult the healthcare provider if the situation worsens. Try to keep fit and ensure wellbeing.
  • 3. Manage your debts and never jump into new loans. Never opt for payday cash advances or staff like that. Try to save a couple of bucks each day or at least 10% form your monthly wage. Avoid buying things you do not need. Postpone your future vacation and increase your savings pool instead.

Being poor does not mean you’re are doomed to failure. All you need is a new lease of life. Shake off all the bothering problems give up nasty poverty habits and move on to the next level!

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